Prospective car owners usually focus their efforts on choosing their ideal make, model, and add-ons. In the process, however, they may neglect researching financing options. By taking a few minutes to complete the Ford financing application before visiting our dealership, you can expedite your entire car buying journey.
Check Your Credit Score
Your credit score is a three-digit number which represents how reliable of a loan borrower you are. Factors like how often you pay back your credit cards on time, your prior history of missing payments, or the percentage of your total credit you use all contribute to your score. The higher score you have, the more likely you are to qualify for a loan with a better term or interest rate.
You can check your credit score free of charge once per year from one of the three major American credit bureaus: Equifax, Experian, and TransUnion. Take steps to improve your score before car shopping, like paying off credit card debt, and ensuring that your credit report lacks discrepancies.
Gather Necessary Information
When applying for a car loan, you must provide quantitative data alongside your personal information. Accurate details about your monthly expenses like rent, income sources like jobs, and employment status will determine your eligibility. Make sure to provide truthful information, otherwise your application will be rejected.
Fill Out Our Financing Form
Use our finance department’s form to express interest in buying a car, where you will provide your personal information and which car you want. An employee will then contact you to schedule an appointment to test-drive the car or discuss financing options in detail. We will deliver your desired model to our dealership in the meantime.
Remember that any prices you see on your car or its add-ons may change between application submission and your visit.
Discuss Ford Financing at Kearny Mesa Ford
The financial experts at Kearny Mesa Ford are happy to help with any lingering Ford financing questions you might have. Contact us today to discuss all your finance options.